Trip Interruption & Cancelation Insurance

Each of Riley’s trips is designed to put your safety and comfort first. However, protecting your trip with travel insurance is an important precaution to cover you, your family and your trip should an unforeseen incident occur.

USI Travel Insurance Services (TIS) is an independent insurance agency that offers travel insurance, as part of a tour protection plan, to tour operators. This plan is optional and available at an additional cost. It is non-refundable after the initial 10-day review period. Cost is based on the age of the traveler and the cost of the covered trip.

This optional plan can provide insurance coverage for trip disruptions including:

  • Trip Cancellation

  • Trip Interruption

  • Travel Delay

  • Baggage and Personal Effects

  • Baggage Loss

  • Emergency Medical Coverage

  • Emergency Medical Evacuation Expenses

  • Accidental Death & Dismemberment

  • And more.

The plan also includes 24/7 Emergency Assistance Services—a non-insurance benefit provided as part of the tour protection plan.

HOW TO ENROLL ONLINE:

1. Visit this website: my.travelinsure.com/uma/rileytours

2. Follow on screen instructions for a quote then select the plan you chose then select enroll.

3. Enter the information requested including payment information. Be sure to use the total amount you pay AFTER your discounts. Enter info@rileytours.com into the cc email address column so we are notified of your purchase.

4. Print the confirmation - one will also be emailed to you.

What's the Difference Between the Tour Protection Plan & Tour Protection Plan with Cancel for Any Reason (CFAR) Upgrade?

There are two charts on this page, the TOP CHART is a basic tour protection plan, for emergencies or unexpected disruptions that fall under the covered reasons as outlined in the plan. The BOTTOM CHART is for that same coverage but with an additional benefit called Cancel For Any Reason (CFAR), which gives you the option to cancel for any reason not otherwise outlined in the policy, at least two days prior to the tour's departure, and get a reimbursement of 75% of your non-refundable trip costs. Additional terms apply – visit website for full details.
CFAR not available to residents of NY or WA state.

PRE-EXISTING CONDITIONS: If you’re concerned about pre-existing medical condition coverage, it’s also imperative to buy your plan early. Pre-existing conditions are excluded from plan coverage, UNLESS you buy your plan within 21 days of your initial trip payment. Other terms apply. If you meet the conditions, the pre-existing medical conditions exclusion will be waived.

How to Calculate Your Premium:

If your non-refundable trip costs a total of $5,000 and your rate according to the table is 7.67%, your premium will be calculated as: 5,000 x 0.0767 = $383.50 Total Premium. There is a minimum trip cost of $385 for this plan. If a traveler has a trip cost less than $385, use $385 to determine the travel protection plan premium rate.

How to Enroll & Purchase Trip Insurance:

Enrolling and purchasing is easy! You can purchase it online yourself or mail it to us and we'll go online and purchase it for you. If you choose to have us purchase it for you, we must receive the payment along with the Trip Insurance Enrollment form in order to purchase it. See the directions below for how to purchase Trip Insurance either online yourself or by mailing it to us.

HOW TO ENROLL BY MAIL:

1. Use the Plan Rates table to calculate your cost. Be sure to use the total amount you pay AFTER your discounts.

2. Click on “ENROLL BY MAIL.” Fill out the form in this packet and mail it in with the payment for the Trip Insurance in addition to your final payment, if you are paying that at this time. If you want to pay by credit card, you must go online and purchase it yourself - see directions above.

3. We will purchase the insurance for you online.

4. A confirmation from Travel Insurance Services will be emailed to you if an email has been provided.

Whether you select the plan provided by TIS or another insurance agency of your choice, we encourage you to consider buying trip insurance for your protection and peace of mind.

Insurance is underwritten by Nationwide Mutual Insurance Company, Columbus, Ohio.  In WA, coverage is underwritten by Nationwide Life Insurance Company, Columbus, Ohio and Nationwide Mutual Insurance Company, Columbus, Ohio. Applicable to Policy forms NSIGTC 2000, NSHTC 2000, SRTC 2000, or state equivalent.