Trip Interruption & Cancelation Insurance
Riley's offers an optional Travel Protection Plan for every tour. This coverage can protect you from non-refundable charges and any additional expenses if a illness or an accident prevents you or your partner from going on a tour or leave a tour while it's in progress. This plan is optional and at an additional cost. It is non-refundable. Cost is based on age and how much you pay.
Travel Protection Plan:
• Trip Cancellation - 100 % of Trip Cost
• Trip Interruption - 125% of Trip Cost
• Travel Delay (12 hours) - $2000 per Trip ($150 per Day)
• Baggage/Personal Effects - $1,500 Per Article Limit: $250, Combined Maximum for Described Articles: $500
• Baggage Delay (12 hours) - $500
• Missed Connection (3 hours) - $750
• Emergency Accident & Sickness Medical Expense (Primary Coverage) - $150,000
• Emergency Dental - $500
• Emergency Medical Evacuation - $250,000
• Repatriation of Remains - $250,000
• Non-Medical Emergency Evacuation - $50,000
• Accidental Death & Dismemberment - $25,000
• Accidental Death & Dismemberment (Common Carrier) - $50,000
• Pre-Existing Conditions Wavier - Included when conditions are met
• Cancel For Any Reason (CFAR) - Optional Upgrade - 75% of Total Trip Cost (Must be purchased within 21 days of initial trip deposit)
HOW TO ENROLL ONLINE:
1. Visit this website: my.travelinsure.com/uma/rileytours
2. Follow on screen instructions for a quote then select the plan you chose then select enroll.
3. Enter the information requested including payment information. Be sure to use the total amount you pay AFTER your discounts. Enter info@rileytours.com into the cc email address column so we are notified of your purchase.
4. Print the confirmation - one will also be emailed to you.
What's the Difference Between the Tour Protection Plan & Tour Protection Plan with Cancel for Any Reason (CFAR) Upgrade?
There is two charts on this page, the TOP CHART is a basic tour protection plan, for emergencies that may happen. The BOTTOM CHART is that same coverage but with additional coverage called Cancel for Any Reason (CFAR), which gives you the option to cancel for any reason prior to the tour's departure and get a refund of 75% of what you paid when conditions are met. Please keep in mind when purchasing the protection plan, cost listed are per person and if you have any pre-existing conditions or want to purchase the CFAR plan, you need to do it within 21 days of submitting your reservation/deposit. Trip Insurance is non-refundable once purchased. Rates are per person, determined by age of insured and percentage of cost you pay for the tour.
How to Calculate Your Premium:
If your non-refundable trip costs a total of $5,000 and your rate according to the table is 7.67%, your premium will be calculated as: 5,000 x 0.0767 = $383.50 Total Premium. There is a minimum trip cost of $385 for this plan. If a traveler has a trip cost less than $385, use $385 to determine the travel protection plan premium rate.
How to Enroll & Purchase Trip Insurance:
Enrolling and purchasing is easy! You can purchase it online yourself or mail it to us and we'll go online and purchase it for you. If you choose to have us purchase it for you we must receive the payment along with the Trip Insurance Enrollment form on the back of this page in order to purchase it. See the directions below for how to purchase Trip Insurance either online yourself or by mailing it to us.
HOW TO ENROLL BY MAIL:
1. Use the Plan Rates table to calculate your cost. Be sure to use the total amount you pay AFTER your discounts.
2. Click on “ENROLL BY MAIL.” Fill out the form in this packet and mail it in with the payment for the Trip Insurance in addition to your final payment, if you are paying that at this time. If you want to pay by credit card, you must go online and purchase it yourself - see directions above.
3. We will purchase the insurance for you online.
4. A confirmation from Travel Insurance Services will be emailed to you if an email has been provided.